Lubbock Fire Rescue was rated a 1 out of 10 on its most recent ISO Public Protection Classification Rating.
“Lubbock Fire Rescue is very honored and very humbled to receive this classification,” Deputy Chief Rob Keinast, with Lubbock Fire Rescue, said.
LFR said with the lower rating, that could possibly mean lower premiums when it comes to property and residential insurance. LFR said it just depends on your insurance agency.
“Nationwide, the ISO department rated 48,000 departments. Only 300 of 48,000 received a 1. It’s very difficult and very sought after,” Keinast said.
The following is a news release from the Lubbock Fire Rescue:
The City of Lubbock and Lubbock Fire Rescue have earned a Class 1 Public Protection Classification (PPC) from the Insurance Services Office (ISO). The highly coveted Class 1 ISO rating means that the City of Lubbock is in the top 1% of all cities classified by the Insurance Services Office. There are 300 cities rated Class 1 out of the over 48,000 cities rated in the United States.
A city’s Public Protection Classification depends on its emergency communication system including the staffing, training and certification of dispatchers and dispatching facilities. The fire department’s suppression capabilities including firefighter staffing, training, fire apparatus and equipment and the geographic location of fire stations and the apparatus response times to incidents.
The water supply system including the capabilities of the water supply system, proper installation, location and maintenance of fire hydrants. The community risk reduction programs including fire prevention codes and enforcement, public fire safety education and fire investigation programs.
The Class 1 rating will become effective on December 1, 2018 and can ultimately mean lower residential and commercial property insurance rates for the citizens of Lubbock.
Homeowners and commercial property policy holders are encouraged to confirm with their insurance companies that any new policies or policy renewals after the effective date are written on the new classification as rates and premiums could see a reduction.
Most U.S. insurers use the PPC information to determine insurance premium costs.
